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Equity release allows you to convert the equity in your home into cash for various needs. Today’s older borrowers are increasingly familiar with terms like ‘lifetime mortgage’ and ‘home reversion plan.’ Typically, equity release customers are over 55 years of age. With people living longer and having fewer children later in life, equity release has become a valuable tool for funding various later-life needs.

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This is for information purposes only and should not be used to apply for any lending

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON IT

Equity Release

Our process 

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•  Initial Consultation: We will arrange a convenient time to meet, either in person or online. During this meeting, we will complete a fact-find questionnaire to understand your situation better.

•  Recommendations: After discussing your mortgage needs, we will research the market and review different products and providers. We will then present our detailed recommendations.

•  Application Process: Once you are satisfied with our recommendations, we will handle all necessary paperwork and applications, liaising directly with the lender. We will support you throughout the entire process until completion.

The type of mortgage you need may vary based on your circumstances. Please contact us to discuss your specific needs in more detail, as the current mortgage market is quite complex.

Correspondence Address

12 Hay Hill

Mayfair 

London W1J 8NR

Contact

0208 211 9000

If you wish to register a complaint, please write to Compliance Officer - Emmanouel Kontis, Index Financial Services Ltd,

12 Hay Hill, Mayfair, London, W1J 8NR or telephone 0208 211 9000.   

 

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567

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Index Financial Services Ltd is an authorised credit broker and not a lender. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). amend with the applicable/ appropriate commission models. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

Index Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

Financial Services Register No: 222570 http://www.fca.org.uk/register.

Index Financial Services Ltd Registered Address: 12 Gateway Mews, Ring Way, London, N11 2UT.

Registered in England & Wales, No. 03363388.

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©2023 by Index Financial Services Ltd.

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